So I sent the jury out on this, and by that I asked McKay for his opinion.
And he said he liked Emily's response,
But if I was in a dramatic mood, I would start going on some long, drawn-out, completely made-up story as to why my poor baby didn't have socks, take the money, then go buy a candy bar:So Emily, you get baby socks! We can arrange the details off-blog. I can make them as frilly as you like.
"Oh I'm so glad you stopped just now! My poor baby has no socks. You see, I was given this coat 3 years ago by my grandmother, the day before she passed away. I tried to sell it to get more money this winter for socks, but I couldn't bear to be parted with it in the end. And as you can see, I can't even afford a stroller. So I was on my way to go clean a woman's house to earn enough money to buy her socks. I was so worried about her little feet being too cold, but what could I do? I even called my mother, who lived in Northern Michigan, to ask her advice. She used to be a registered nurse, before she had her accident...."
and so on, until they get bored or get the point.
And thanks to everyone's ideas. That was a lot of fun. Now I can go out better prepared today as I run errands with my sock-less daughter. To the grocery store!